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Nothing in or arising from this document is intended to be, or constitutes the providing of, financial products, advice nor are we in any way dealing in a financial product. I am not, and do not represent in any way that I am, the holders of an Australian Financial Services licence.

Except as specifically stated in this document, to the fullest extent permitted at law, I will not be liable for any damages to any person, organization, recipient, third party or otherwise arising out of, or in connection with the use or reliance upon this document or the information, content, materials or products included herein. Your use of the document and the information contained herein and/or purchasing of any products or services or arising there from is entirely at your risk.

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You, freely and of your own will, choose to implement concepts outlined. You will do so with skill and common sense. You will not hold us liable or accountable in any way for any failure of the service to live up to your expectations.